Your mortgage is the most important and probably the largest financial transaction you will make during your lifetime. It is crucial that you get professional, independent advice when choosing a mortgage product that meets your particular needs.
But it doesn’t stop there – regularly managing your mortgage and other financial commitments is the key to ensuring you are financially fit.
Switching your Mortgage
While you may have been banking with the same bank for years, very often, new and more competitive products are being introduced onto the Irish market. Homeowners can now switch their mortgage to another bank or lender for a better rate. Aside from reducing the rate on their mortgage, homeowners can also pay their mortgage off in less time, adding to the overall savings.
See below an example of Savings that can be obtained by choosing the correct mortgage.