Facebook
Apply Now

Apply Now

https://www.irishmortgage.com/credit-logic/

Avant Money – Fixed Rates

(effective from 15th August 2022)

Update 15 August 2022

Our interest rates will increase by between 0.30% to 1.00% depending on the product.  Please see the rate table below for the full range of changes.  You can download a printable version (including the previous rates) HERE

Fixed Term
60% LTV*
Rate
3 Years
2.25%
4 Years
2.45%
5 Years
2.65%
7 Years
2.95%
10 Years
3.40%
Fixed Term
60% LTV*
APRC**
3 Years
2.44%
4 Years
2.50%
5 Years
2.60%
7 Years
2.81%
10 Years
3.26%
Fixed Term
70% LTV*
Rate
3 Years
2.35%
4 Years
2.55%
5 Years
2.75%
7 Years
3.05%
10 Years
3.50%
Fixed Term
70% LTV*
APRC**
3 Years
2.47%
4 Years
2.54%
5 Years
2.64%
7 Years
2.87%
10 Years
3.34%
Fixed Term
80% LTV*
Rate
3 Years
2.45%
4 Years
2.65%
5 Years
2.85%
7 Years
3.15%
10 Years
3.60%
Fixed Term
80% LTV*
APRC**
3 Years
2.68%
4 Years
2.74%
5 Years
2.83%
7 Years
3.04%
10 Years
3.48%
Fixed Term
90% LTV*
Rate
3 Years
2.50%
4 Years
2.65%
5 Years
2.90%
7 Years
3.25%
10 Years
3.70%
Fixed Term
90% LTV*
APRC**
3 Years
2.70%
4 Years
2.74%
5 Years
2.83%
7 Years
3.10%
10 Years
3.56%

Rates are effective from 15th August 2022 and are subject to change.
*The Loan-to-Value ratio is the amount you want to borrow as a percentage of the value of your home.
**APRC is the Annual Percentage Rate of Charge. This rate allows you to easily compare mortgages from different lenders. It considers all the costs involved over the term of the mortgage such as set-up charges and the interest rate. The lower the APRC, the lower your monthly repayments and cost over the full term of your mortgage. APRC figures are based on a €100,000 loan over a 20-year term and assume a valuation fee of €185 and security release fee of €40.

One Mortgage – Lifetime Fixed Rates

(effective from 15th August 2022)

Mortgage term
60% LTV*
Rate
Up to 15 years
3.40%
Up to 20 years
3.50%
Up to 25 years
3.50%
Up to 30 years
3.50%
Mortgage term
60% LTV*
APRC**
Up to 15 years
3.48%
Up to 20 years
3.58%
Up to 25 years
3.58%
Up to 30 years
3.57%
Mortgage term
70% LTV*
Rate
Up to 15 years
3.55%
Up to 20 years
3.65%
Up to 25 years
3.65%
Up to 30 years
3.65%
Mortgage term
70% LTV*
APRC**
Up to 15 years
3.64%
Up to 20 years
3.74%
Up to 25 years
3.73%
Up to 30 years
3.73%
Mortgage term
80% LTV*
Rate
Up to 15 years
3.65%
Up to 20 years
3.75%
Up to 25 years
3.75%
Up to 30 years
3.75%
Mortgage term
80% LTV*
APRC**
Up to 15 years
3.74%
Up to 20 years
3.84%
Up to 25 years
3.83%
Up to 30 years
3.83%
Mortgage term
90% LTV*
Rate
Up to 15 years
3.85%
Up to 20 years
3.95%
Up to 25 years
3.95%
Up to 30 years
3.95%
Mortgage term
90% LTV*
APRC**
Up to 15 years
3.95%
Up to 20 years
4.05%
Up to 25 years
4.04%
Up to 30 years
4.04%

Rates are effective from 15th August 2022 and are subject to change.
*The Loan-to-Value ratio is the amount you want to borrow as a percentage of the value of your home.
**APRC is the Annual Percentage Rate of Charge. This rate allows you to easily compare mortgages from different lenders. It considers all the costs involved over the term of the mortgage such as set-up charges and the interest rate. The lower the APRC, the lower your monthly repayments and cost over the full term of your mortgage. APRC figures are based on a €100,000 loan over a 20-year term and assume a valuation fee of €185 and security release fee of €40.

Avant Money Follow-on Variable Rates

(effective from 15th August 2022)

Less than 70% LTV*
Follow On Rate
2.45%
More than 70% LTV*
Follow On Rate
2.70%

Implementation Details

  • For existing Avant Money mortgage customers, no action is required.  Follow-on variable rates are subject to change as per our Variable Rate Policy Statement.  Our follow-on variable rate will change to 2.45% for LTVs up to 70% and to 2.70% for LTVs above 70%.
  •  Our current fixed rates will continue to be available to customers with a Letter of Offer dated before 15th August 2022 and who complete full mortgage drawdown by close of business on Friday 9th September.  To guarantee drawdown in this period, all legal packs and all associated documents must be submitted to Avant Money and confirmed as correct by Friday 2nd September.  
  •  Our new rates will be applied to applications received and to offers issued from Monday 15th August.