Step By Step Guide To Obtaining A Mortgage

On receipt of your details from the preliminary enquiry from your finance consultant will assess your case on the details provided by you. We will then give you a reasonable indication as to the likely mortgage amount available. We will give you a checklist of the documents required from you to proceed.



Initial Assessment.

On receipt of your details your advisor will assess your case on the details provided by you. We will then give you a reasonable indication as to the likely mortgage amount available. We will give you a checklist of the documents required from you to proceed.


Formal Assessment.

Your consultant will assess your case based on your financial documents. They will liaise initially with the various lenders and prepare your file for review by our internal credit assessor. Once reviewed, the assessor will send your case to the chosen lender and work with them to obtain formal Approval in Principle (AIP). This means that your lender approves you for a mortgage of a set amount based on the details you provided in your application and supporting documentation.

 Loan Offer

When you find a property we will arrange a residential property valuation on your behalf. We will advise you on available loan and interest rate options. We will obtain your formal Loan Offer by liaising directly with the lending institution selected.

Protection –
Mortgage/Life

Life/Mortgage is an integral part of all mortgage applications. We will advise on the options available to suit your needs and we will guide you through the process and liaise with the selected insurance company and medical underwriters.

Cheque Issue

We remain in contact with you and your solicitor throughout the full mortgage process to ensure any outstanding requirements are dealt with in a timely manner. Note: House insurance is a requirement for a new mortgage and we will assist you with your needs in terms of this insurance as well.

Make An Enquiry

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By submitting your details we will contact you regarding mortgage and mortgage protection options.

Consent to contact for Marketing

Marketing consent applies only in respect of the products and services we offer. At Irish Mortgage Corporation we want to be able to stay in contact with our clients. Please be assured that your personal data has & will always be handled with the utmost care by us and we will never pass on, or share, your details to third-parties for marketing purposes. This consent only allows our staff remain in contact with you for updates, products and services we feel may be of benefit to you.

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Find Us

Irish Mortgage Corporation
118 Lower Baggot St
Dublin 2
Phone: 1850 444 474


Directors: Derek Maguire B.Comm FCA QFA FLIA , Fiona Deering QFA , Liam O’Connor BA (Hons) QFA Irish Mortgage Corporation Limited trading as MoneyCoach, Irish Mortgage Corporation, Irish Pensions Corporation, Insuresave is regulated by the Central Bank of Ireland. Registered in Ireland: Reg No: 155087. Registered Office: 118 Lower Baggot Street, Dublin 2, Ireland