At such a competitive rate this once-off offer is likely to be heavily subscribed, so to find out more call Irish Mortgage Corporation on:
1850 444 474
Consumer Credit Act 1995 (as amended) Notices
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
Where the interest rate for the loan is variable:
THE PAYMENT RATES ON THIS HOUSING LOAN MAY BE ADJUSTED BY THE LENDER FROM TIME TO TIME.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
Warning: If you do not keep up your repayments you may lose your home.
Where the loan is to consolidate debts:
Warning: This new loan may take longer to pay o than your previous loans.
This means you may pay more than if you paid over a shorter term.
Where a variable interest rate applies to the loan:
Warning: The cost of your monthly repayments may increase.
A typical buy-to-let mortgage of €100,000 over 20 years with 240 monthly instalments costs €579.96 per month at 3.50% variable (Annual Percentage Rate of Charge (APRC) 3.64%. The APRC is inclusive of €150 Valuation Fee; a €500 Arrangement Fee (detailed as part of the mortgage loan application process) and a Mortgage Charge of €175 paid to the Property Registration Authority. Additional fees may apply on a case by case basis. The total amount you pay is €139,916.29. We require property insurance. You mortgage the property to secure the loan. Maximum loan is generally 3.5 times gross annual income and 60% of the property value. A 1% interest rate rise would increase monthly repayments by €52.69 per month. The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home.
Pepper Money reserves the right to withdraw this offer. Where the customer is not in receipt of a formal offer letter by 31st August 2018, the appropriate prevailing buy-to-let variable rate will apply. Lending terms and conditions will apply. Pepper Finance Corporation (Ireland) DAC trading as Pepper Money is regulated by the Central Bank of Ireland.
Irish Mortgage Corporation Limited trading as Irish Mortgage Corporation, Irish Pensions Corporation, Moneycoach and Insuresave are regulated by the Central Bank of Ireland.
Irish Mortgage Corporation
118 Lower Baggot St
Phone: 1850 444 474