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At such a competitive rate this once-off offer is likely to be heavily subscribed, so to find out more call Irish Mortgage Corporation on:

1850 444 474

Consumer Credit Act 1995 (as amended) Notices

Where the interest rate for the loan is variable:


Regulatory Notices

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Warning: If you do not keep up your repayments you may lose your home.

Where the loan is to consolidate debts:

Warning: This new loan may take longer to pay o than your previous loans.

This means you may pay more than if you paid over a shorter term.

Where a variable interest rate applies to the loan:

Warning: The cost of your monthly repayments may increase.

A typical buy-to-let mortgage of €100,000 over 20 years with 240 monthly instalments costs €579.96 per month at 3.50% variable (Annual Percentage Rate of Charge (APRC) 3.64%. The APRC is inclusive of €150 Valuation Fee; a €500 Arrangement Fee (detailed as part of the mortgage loan application process) and a Mortgage Charge of €175 paid to the Property Registration Authority. Additional fees may apply on a case by case basis. The total amount you pay is €139,916.29. We require property insurance. You mortgage the property to secure the loan. Maximum loan is generally 3.5 times gross annual income and 60% of the property value. A 1% interest rate rise would increase monthly repayments by €52.69 per month. The cost of your monthly repayments may increase – if you do not keep up your repayments you may lose your home.

Pepper Money reserves the right to withdraw this offer. Where the customer is not in receipt of a formal offer letter by 31st August 2018, the appropriate prevailing buy-to-let variable rate will apply. Lending terms and conditions will apply. Pepper Finance Corporation (Ireland) DAC trading as Pepper Money is regulated by the Central Bank of Ireland.

Irish Mortgage Corporation Limited trading as Irish Mortgage Corporation, Irish Pensions Corporation, Moneycoach and Insuresave are regulated by the Central Bank of Ireland.

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Find Us

Irish Mortgage Corporation
118 Lower Baggot St
Dublin 2
Phone: 1850 444 474

Directors: Derek Maguire B.Comm FCA QFA FLIA , Fiona Deering QFA , Liam O’Connor BA (Hons) QFA Irish Mortgage Corporation Limited trading as MoneyCoach, Irish Mortgage Corporation, Irish Pensions Corporation, Insuresave is regulated by the Central Bank of Ireland. Registered in Ireland: Reg No: 155087. Registered Office: 118 Lower Baggot Street, Dublin 2, Ireland
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