Moving House Mortgage

Our expert mortgage advisors help customers with the process of obtaining a new mortgage if they plan to sell their home or upgrade.

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Pauline Bourke QFA LIB talks you through moving house and what you should be thinking about. CLICK HERE

How to get a new loan?

Obtaining a Mortgage

Irish Mortgage Corporation will be there through each point of the process from application to completion. Our consultants will discuss the specific needs of our customers and then provide a range of options that meet their needs.

Following is a summary of those services we provide to first time buyers:

Taking client information and assisting with application completion.
Analysing prospective clients income and debt and pre-qualifying the prospective client to determine the maximum mortgage they can afford.
Educating clients in the home buying and financing process, advising on various loan products, and demonstrating how monthly payments could vary under each product.
Assisting with the collection of financial information (tax returns, bank statements) and other related documents which form part of the application process.
Advising clients on documentation required to progress loan applications including verifications of employment and verifications of deposit.
Assisting the evaluation of life insurance options and advising on all relevant application details.
Maintaining regular contact with the client, solicitor, lender between application and closing to appraise the status of the application and gather any additional information as needed ensuring mortgage closes at or near the required closing date set by the consumer.
Continuous Client service after mortgage drawdown.

Even if you are not ready to obtain a mortgage now, we can advise you on what will be needed for a mortgage assessment and give you an indication of how much you can borrow so you know your spending level and prepare you for a mortgage in the future (see our top tips).

Explainer TV

Pauline Bourke QFA LIB talks you through moving house and what you should be thinking about.

Top Tips

Where are you now and where do you want to be?

Get an indication of how much you can borrow which will be a based on the following:
- Income
- Repayment Capacity
- A combination of savings/rent for the last six months will indicate the monthly amount you can afford in mortgage payments.
6 month statements for assessment (both bank and credit card) keep your bank accounts well maintained.
- Savings and rent clearly evidenced
- Avoid missed payments, referral charges, constantly being overdrawn.
Set up a high interest savings account for regular savings
Avoid short term and credit card debt where possible

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Consent to contact for Marketing

Marketing consent applies only in respect of the products and services we offer. At Irish Mortgage Corporation we want to be able to stay in contact with our clients. Please be assured that your personal data has & will always be handled with the utmost care by us and we will never pass on, or share, your details to third-parties for marketing purposes. This consent only allows our staff remain in contact with you for updates, products and services we feel may be of benefit to you.

Janardhana Rao Padavala

2022-08-05

I wish I can say that I have positive experience with Irish Mortgage Corporation. They agents are always busy, perhaps genuinely busy. The business model isolates customers from the financial institutions. That is ok if their agents are responsive and keep the consumers updated. There is no way to escalate. Their phone numbers don't work. Really sorry state of affairs. I hope they realise they are playing with customers likelihood of having a home. I wish someone with a bit more focus on customers calls me back.

Marcin Mierzejewski

2022-07-28

Huge thank you to Steven and Mel and whole team !!! Amazing to deal with every aspect. I got my mortgage with Irish Mortgage Corporation when everyone around said is impossible we meet Steven who said he try to get this for us and he did !!! We got today our new house. Thanks to people like Steven and Mel who are passion about they job and make us feel more than just a customers. Thank you again for everything !!! Best regards Marcin & Grazyna

Antonino Parisi

2022-07-27

Applying for a mortgage switch and I went straight to IMC because a close friend had dealt with Eoin recently. I was delighted with my experience of using Irish Mortgage Corporation from beginning to end. Eoin helped me find the best possible provider for my needs and their experience and excellent insight into the market was evident from the get go. I felt very comfortable due to regular updates they have been providing. Their online system is so awesome that I was able to submit everything to their online portal with ease. Communication was excellent throughout the process and I have no hesitation recommending Irish Mortgage Corporation and Eoin Clifford in particular.

Paul Flynn

2022-07-12

Irish Mortgage Corporation were recommended by a friend and our own experience with them was also really positive. Paddy, Mel and the team guided us seamlessly through the process with professionalism and kindness. They were very well informed, quick to address all concerns and very supportive. The online system used was superb and made the process so much easier. They helped us achieve our goals in what is a very tricky time to buy a home. We are very grateful.

Carol Wood

Eoin was personable and very responsive which was very important to me. Would recommend!

Caragh Dowd

2022-07-08

Couldn't recommend irish mortgage Corp enough, so happy with the excellent service. Being able to do everything online and especially theinstant message WhatsApp-like messaging was so easy to use. We were handheld every step of the way and everything explained really well. Got the new mortgage sorted 4months start to finish! Have recommended to all my friends, and will use again if I switch mortgages again in the futute!

John Neville

2022-07-07

Excellent experience with these guys, made the process as painless as possible, highly recommend!

James O Dwyer

2022-06-29

Disappointing experience and result for my mortgage switch with Avant money. My application dragged on for months and feel ICM could have handled certain things better. However, the majority of the blame and delays were with Avant who are very difficult to deal with. I have to thank Eoin from ICM for his support and help throughout the process as he was always a pleasure to deal with.

Ben Flanagan

2022-06-08

Eoin Clifford was such a fantastic help with getting our mortgage. Eoin always responded so quickly to any queries we had along with an in depth answer. Anytime a spanner was thrown in the works with the mortgage, Eoin provided an alternative solution. It was such a seamless process. We are so delighted to get on the property ladder, thanks again Eoin, you’ve been great.

Mark Monaghan

2022-06-05

I was delighted with my experience of using Irish Mortgage Corporation from beginning to end. Liam and Adrian helped me find the best possible mortgage for my needs and their experience and excellent insight into the market was evident from the get go. After the mortgage was obtained from the lender, Mel helped me get all the final checks and requirements sorted making the transfer of funds and getting the keys to my new home seamless. Communication was excellent throughout the process and I have no hesitation recommending Irish Mortgage Corporation.

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