Trading up or retaining your property to rent out?

Irish Mortgage Corporation will guide you through the process of obtaining your new mortgage. If you plan to sell your home and trade up, then the process is much the same as for first time buyers, but you will be expected to have a deposit of at least 20% of the purchase price of your next home. If that is not possible in your case, then we can help you to shop around for a lender that will consider offering an exception to this Central Bank mortgage lending limit.

If you would like to keep your current property, our expert mortgage advisors will assess your circumstances and will advise on whether or not it will be feasible to retain your current home as an investment property. Several key factors will determine the options, including:

– Your current mortgage balance, rate and term remaining
– The location of your property and the likely rental income achievable
– The deposit that you have available

There are significant differences between the credit criteria that the Irish banks have for assessing these crucial factors. Our qualified mortgage advisors will help you to quickly determine the feasibility of holding onto your home as an investment property.

Mortgage Calculator


Simply fill in your details in the form opposite or call us on 1850 444 474 / 01 6691000 to speak to one of our expert mortgage brokers.

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Find Us

Irish Mortgage Corporation
118 Lower Baggot St
Dublin 2
Phone: 1850 444 474

Directors: Derek Maguire B.Comm FCA QFA FLIA , Fiona Deering QFA , Liam O’Connor BA (Hons) QFA Irish Mortgage Corporation Limited trading as MoneyCoach, Irish Mortgage Corporation, Irish Pensions Corporation, Insuresave is regulated by the Central Bank of Ireland. Registered in Ireland: Reg No: 155087. Registered Office: 118 Lower Baggot Street, Dublin 2, Ireland